Pay How You Drive

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‘Pay As You Use’ Car Insurance

Safe driving, smart pricing

To know more click here

What is it?

Our ‘Pay How You Drive’ is our telematics based car insurance plan for which the premium is calculated on how you drive. It’s available to those of our existing customers who already have a telematics based car insurance plan. Unlike other plans, your premium for ‘Pay How You Drive’ is calculated based on your driving behaviour. The better and safer you drive, the lesser you pay!

Why you’re going to love it?

How does it work?

You can opt for this insurance type, at the time of renewal, if you already have ICICI Lombard’s telematics based car insurance.
You have to pay your premium on a quarterly basis which will be based on your driving score.
Your driving score is based on ICICI Lombard’s algorithm and the inputs from your telematics device.

Disclaimer: Pay How You Drive (PHYD) (Sandbox application no.175) is offered as an experiment under the Regulatory Sandbox proposal valid from 1^st February 2020 to 31^st January 2021

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What is it?

Why you’re going to love it?

How does it work?

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