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Single trip travel insurance

Travel insurance starting at just @ ₹22/day*

  • Comprehensive adventure sports
  • Covers pre-existing diseases
  • Fraudulent coverages

Millions of Indians love us because

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Travel Insurance

Travel insurance is your travel partner for a happy journey! It safeguards you financially from various unpleasant situations that may arise during your trip. Our policy covers you whether you are heading overseas for a holiday, business meeting or education.

Expect flexible cover options designed to suit your needs, irrespective of a pre-existing condition, destination or purpose. Some of the key covers offered under travel insurance are: medical evacuation, hospitalisation expenses for illness and injury, trip cancellation, and loss or delay of checked-in baggage.

Features of ICICI Lombard's travel insurance

No-medical-check-up

No medical check-up

No more medical tests for buying travel insurance. With us, you can get your policy instantly and hassle-free.

No-medical-check-up

Trip cancellation & interruption cover

With our travel insurance policy, you’re covered for cancellations and trip interruptions. This ensures unexpected changes, like a medical emergency, don’t hurt your finances.

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Pre-existing disease coverage

Don’t let the thought of a pre-existing condition hold you back! Our pre-existing disease cover add on* ensures you’re never caught off guard – just breathe easy and know that we’ve got your back!

No-medical-check-up

Adventure sports cover

In the mood for an adventure? Don’t miss to add our adventure sports cover add-on that covers medical expenses for injuries sustained during such activities.

No-medical-check-up

Cruise coverage

Planning a cruise vacation? Expect unique cover options for cruise travel, offering protection for related risks like missed shore, medical emergencies on cruise, cruise interruption, and unused excursions.

Advantages of buying ICICI Lombard's travel insurance policy

1
Medical benefits

Our travel insurance policy covers the expenses you incur on sudden illness, accident, emergency medical evacuation, and emergency dental treatment.

2
Travel benefits

Our travel benefits include coverage for trip cancellation, flight cancellation, hotel extension due to contingency, trip interruption and curtailment, and missed connecting flight.

3
Baggage benefits

If you lose your luggage, electronic equipment, passport, or international driving licence, or your check-in luggage is delayed, our policy reimburses you for such losses.

4
Other benefits

Our travel insurance policy also offers covers for financial emergency cash allowance, personal liability, car rental, burglary (home contents), and cruise-related concerns.

What’s covered under ICICI Lombard's travel insurance?

  • Inclusions
  • Exclusions
  • Hospitalisation expenses for illness and injury

    A medical emergency during your trip could mental and financially drain you. Our travel insurance policy covers hospitalisation expenses during your travel.

  • Lost, delayed, or damaged baggage

    Our travel insurance policy covers you for expenses incurred due to loss of baggage, delay (more than six hours) of baggage and even damage of baggage in transit.

  • Personal liability

    Legal expenses arising from bodily injuries or property damage to a third-party could be taxing. Our policy helps cover the legal costs associated with such mishaps.

  • Events before the trip starts or after it ends

  • Fraudulent claims, false declarations, or willful damage by the insured

  • The insured travelling against medical advice, awaiting specific treatments, with terminal prognosis, seeking treatment, or involved in military/naval operations

  • Intentional self-injury, suicide, or intoxication

  • Participation in hazardous/adventure sports (unless premium is paid for coverage)

  • Involvement in murder, assault, or criminal acts

  • Professional/semi-professional sports without prior declaration

  • Overseas trips exceeding 90 days on an immigrant visa

  • Claims below the deductible or time excess in the policy schedule.

Read more

There are cover-specific exclusions apart from general exclusions which need to be referred to. The details are available in the product’s policy wording.

Why should you purchase an online travel insurance plan?

Given the COVID-19 pandemic and the hectic work life, purchasing travel insurance online is a preferred choice these days. You can insure your trip the same way you book your flight tickets and hotel, from the comfort of your home. When you buy travel insurance online-

  • You can compare several travel insurance plans available with us.
  • You save on the premium.
  • You get instant coverage and a get the policy copy of your insurance in your email.
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Types of travel insurance plans in India

1
Single trip travel insurance

As the name implies, this policy covers a single international trip. Such a policy is valid until the conclusion of your trip, or say, until you return to your home country.

2
Multi-trip travel insurance

If you travel frequently, you probably don't want to waste time and effort buying insurance for each trip. Considering this, we have come up with a multi-trip policy. The policy is valid for 365 days and you can take as many trips as you want during this period. It is a comprehensive policy that covers on-trip medical expenses, lost baggage, missed connecting flights, compassionate visit, etc.

3
Schengen travel insurance

The Schengen countries are a group of 26 Central European countries. If you are considering a vacation to a Schengen country, you must first acquire Schengen travel insurance. The policy protects you financially in the event of an emergency.

4
Student travel insurance

Nowadays, many youngsters aspire to complete their higher education in another country. Given this, we have come up with student travel insurance. The policy covers medical evacuation, study interruption, and sponsor protection.

Does ICICI Lombard's travel insurance policy cover COVID-19?

Yes, ICICI Lombard travel insurance covers COVID-19. The benefits under this cover include:

  • We pay for your in-patient and out-patient hospitalisation expenses for hospitalisation due to COVID-19.
  • We cover your trip cancellation if your immediate family member is hospitalised due to COVID-19.
  • We provide you with daily hospital cash allowance for your COVID-19 hospitalisation abroad.
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Eligibility criteria for travel insurance policy

Travel insurance policy can be purchased separately by an individual or can be bought for an entire family as a family travel plan. With us, you can customise an ideal travel insurance policy for you and your family by choosing from the flexible cover options we offer. Our travel insurance policy covers individuals from 0 to 80+ years, with distinct pricing based on age groups.

How to buy a travel insurance policy online?

Do you wish to secure your trip online before going out on a vacation abroad? If yes, here is how you can get an instant cover with ICICI Lombard.

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Share

Share your basic information and your contact details here and get an instant quote.

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Pick

Pick the ideal plan that suits your needs.

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Pay

Pay online using our secure payment gateway.

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Policy

Get instant cover for your trip abroad.

Additional coverage under travel insurance plans

Repatriation of remains

In an unfortunate event, if the insured person dies on the trip to an overseas nation, we will reimburse the nominee for the costs of transporting the deceased insured's remains back to his home country.

Hospital daily cash allowance

If the insured person sustains an injury or illness while on a trip, we will provide the insured with a daily allowance up to the amount prescribed in the policy document. However, to avail of the daily allowance benefit, the hospitalisation should be over two consecutive days.

Additional-Coverage

Countries that need an international travel insurance policy

  • There are around 34 countries that have made travel insurance compulsory for visiting their country.
  • If you are planning a trip to the USA, you should first buy a travel insurance policy before making any reservations.
  • If you are considering a trip to the Schengen countries, keep in mind that the 26 countries in Central Europe that make up the Schengen zone have made travel insurance mandatory for tourists.
  • Some of the other countries where travel insurance is mandatory are Cuba, the UAE, Russia, Turkey, Qatar, Antarctica, and Ecuador.
Calculate-Premium

How to calculate travel insurance premiums online?

Just like any other insurance policy, knowing your premium ahead of time not only allows you to compare plans but also helps you in saving a significant amount on your premium. To determine your premium online, you must use an online travel insurance premium calculator. To use this tool, you will need to enter information such as your age, destination, number of travellers and trip duration.

Tips to lower your travel insurance premium

1

If you are fond of exploring new places across the globe, a multi-trip policy can help you save on insurance premium.

2

When you buy travel insurance online, evaluate and compare the various plans as per your needs and budget.

Claim procedure for travel insurance policies

Even if you have the best travel insurance policy, dealing with unpleasant incidents on your trip might be difficult if you are unaware of the claim procedure. To initiate a claim during an emergency on your trip, you will first need to inform us over the call or via an email. Post intimation, you will have to provide the supporting documents related to your claim. Following your submission, we will evaluate the details and the documents and come back on your claim.

Claim-Procedure
Buy-Insurance

Things to consider while buying travel insurance online

1

When purchasing travel insurance online, keep the purpose of your trip in mind. Fill in your details and compare travel insurance plans to select an appropriate one from those we offer. If you travel frequently, a multi-trip policy would be excellent for you.

2

Before securing your trip, plan how you want to spend your holiday; this will help you determine the scope of your policy's coverage.

3

Health comes first, but falling sick should come last while on your trip. But if you still end up being unwell on your trip, it’ll help to have a travel insurance covering your medical expenses in a foreign land.

4

Check and compare the claim settlement ratio of various insurers when you buy travel insurance online.

5

When securing your trip, check the swiftness of the insurer's claim settlement process.

Frequently asked questions about COVID-19 for international travel insurance claims

How many times can we extend the policy?

You can extend your travel insurance policy as many times as you want. However, you can extend your policy only if the total policy is less than or equal to 360 days.

How can I cancel my travel insurance policy?

To initiate the cancellation process, you need to submit the travel insurance policy document, copy of passport, and some more documents.

Do I get a grace period for my travel insurance policy?

Yes, you can get a grace period on your travel insurance policy. To do so, contact our representatives or write us at customersupport@icicilombard.com.

Can I buy travel insurance after leaving the country?

No, you cannot purchase travel insurance once you have started your trip. The policy's purchase date, as well as the policy's commencement date, must be before the start of your journey.

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Product Product Code UIN Code
TripSecure+ Travel insurance 4233 ICITIOP25036V012425

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