In India, it is mandatory to buy an insurance policy the moment you buy a new car. In fact, most showrooms and car manufacturers provide you with an option of buying an insurance policy at the same time as your car.
You may even be asked by the showroom personnel to fill insurance forms along with the registration and ownership forms. However, you do have the option to decline such offers and tell them that you wish to buy your insurance policy from somewhere else. You should do this primarily because it will allow you to select an insurance policy on the basis of your own preferences and not that of the showroom personnel’s.Should you decide to take advantage of this, you will have two options to choose from. The first one is, of course, the age old method of buying an insurance policy from your local insurance agent.
This option means that you would have to take the risk of driving without an insurance policy or not drive at all because buying an insurance policy from an insurance agent is extremely time consuming. The second option, however, does not come with such a disadvantage. The second way is to buy an online motor insurance policy from an online car insurance provider.
Furthermore, buying car insurance policies from the local insurance agents can be a lengthy process that will leave you exhausted by the time you complete the purchase. You would have to meet the agent multiple times and listen to his sales pitch in favour of the insurance policies that he is licensed to sell. In contrast, you can buy online car insurance policies in a matter of hours, right from the comfort of your home without moving anywhere. Online car insurance policies do not require you to sit through any kind of a sales pitch and leave you free to make your own choice.
Additionally, if you decide to go for online car insurance policies, you will realise that you have a lot many options to choose from, unlike what your insurance agent tells you. Online car insurance providers ensure that potential customers get as many options as possible. Hence, you will not only find different types of insurance policies online but also multiple optional coverage features inside those policies. Hence, buying your insurance policies from online car insurance providers is the more convenient process when compared against doing the same from local agents. Not only do you save on time and money but you get to choose what you would prefer as per your budgets and convenience.
Summary:
The availability of online car insurance policies has resulted in the potential consumer spending a lot less time to buy insurance policies and feeling a lot more at ease while doing so. Online car insurance providers ensure that you have many options and choices when it comes to providing you with insurance policies.