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Single Trip
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Avail Cashless Hospitalisation worldwide.

No matter where you are, stay assured of quality healthcare. Avail travel insurance plans that offer cashless hospitalisation facilities across the globe; so you can be at peace when you travel.

7 reasons to buy ICICI Lombard Travel Insurance

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    Experience more coverage without travel worries

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    Secure your travel with an insurance plan that offers you a sum insured of up to $ 500,000

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    Get pre-approved cover when you travel to Schengen countries

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    We offer approved travel insurance plans that are tailor-made to suit Schengen Visa requirements

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    If you face medical emergency abroad, get immediate help with cashless facility

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    Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide

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    Explore Asia with an affordable cover

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    Our $ 25,000 travel insurance plan secures you against lost documents, delays, extensions and accidents

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    If you lose luggage, we will compensate the loss

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    We offer coverage for total loss of checked-in baggage including handbag.

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    Take care of your loved ones, even when you are miles away

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    Get value added services like medical concierge, automotive and lifestyle assistance.

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    Access high-quality medical care when you need it

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    Benefit from our tie-up with Falck

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Get interesting insights

Tips for buying travel insurance plan

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See how you can get travel insurance while having a medical history, so you #TravelWorryFree

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Quick overview and insights on international travel

Take a look at top travel motives, destinations, travel insurance coverage and claims.

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Understand your Single Trip travel insurance policy coverage

Your policy covers:

Understand your Single Trip travel insurance policy coverage

Sr No Benefits Coverage Amount 3 months to 70 years
Platinum Plan Gold Plan
1 Medical Cover (includes medical evacuation cost) ** US$ 50,000,
US$ 100,000,
US$ 250,000,
US$ 500,000
2 Repatriation of Remains (Included in medical Sum Insured) US$ 7,500
3 Daily Allowance In Case of Hospitalization (franchise of 2 days) Up to US$ 50 per day for maximum of 5 days -
4 Dental Treatment## US$ 300
5 Total Loss of Checked in Baggage US$ 500
6 Delay of Checked in Baggages*** US$ 100
7 Loss of Passport### US$ 300
8 Personal Liability^ US$ 1,00,000
9 Personal Accident US$ 15,000
10 Hijack Distress Allowance $$ US$ 125 per day for max. 7 days
11 Emergency Cash Advance US$ 1,000
12 Trip Cancellation and Interruption US $500
13 Missed Flight Connection+ US $500
14 Trip Delays*** US$ 500
15 Political Risk and Catastrophe Evacuation US$ 7,500
16 Accidental Death (Common Carrier) US$ 5,000
17 Fire Cover for Building Rs. 20,00,000 -
18 Fire Cover for Home Content Rs. 10,00,000 -
19 Burglary Cover for Home Content Rs.1,00,000 -
20 Bounced Booking - Hotel / Airline++ US$ 2,000 -
21 Compassionate Visit US$ 7,500 -
22 Emergency Hotel Extension++ US$ 5,000 -
23 Loss of Baggage and Personal Effects## US$ 2,000 -
24 Return of Minor Child(ren) Travel cost at actual not exceeding US$ 7,500 -
Value Added Services -

** Deductible of US$ 100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)

## Deductible of US$ 100

*** Delay of more than 6 Hours

### Deductible of US$ 50

^ 5 % of the actual

$$ Hijack for more than 12 hours

+ Delay of more than 3 Hours

++ Deductible of US$ 250

Note:

No Sublimits plans are available for Schengen countries,

Sub Limit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalization expenses. (This is not applicable for Platinum plan).

Sub-limit B
: Applicable for all plans except for Schengen Countries; for persons aged 51 years and above.

To know more about EMI options, Click here.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Your policy does not cover:

  • Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic /homeopathic therapies
  • Treatment relating to removal of physical flaws-cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

It’s always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings.

Explore our simple, hassle-free claims process

In case of an unforeseen medical or non-medical emergency while on travel, be assured of complete assistance from us. We will do whatever is required to get you safe, comfortable and back on your feet as soon as possible.

All you need to do is reach out. Use any of the following ways to get in touch, and leave the rest to us.

Call our toll free helpline

India - 1800 102 5721 (Accessible only in India)

USA / Canada - +1 844 871 1200

Get a call back

Anywhere in the world - 91 124 4498778

Fax us your claim

Fax: +91 124 4006674

Send an email

icicilombard@falck.com

Get answers to common queries about Single Trip travel insurance

  • GENERAL
  • COVER
  • PREMIUM
  • CLAIMS
  • POLICY

Why do I need Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

Are there any sub-limits applicable for Schengen countries?

No, there are no sub-limits applicable for Schengen countries.

In case medical treatment is required, is there any need for pre-approval before hospitalization?

You will need to contact our ASP and they will arrange for cashless claims for the medical treatment.

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Where can I find out more about the policy coverage?

Please refer to the policy wordings for complete coverage details.

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Can more than ONE policy be issued for the same trip?

Each individual is to be insured by not more than one policy during their journey.

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Are business travellers eligible to purchase a Travel Insurance policy?

Yes. Our travel insurance is designed for both leisure and business travellers. Business travellers who go abroad frequently can avail of multi-trip plans.

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When does the cover begin and end?

You are covered from the start date of your trip or the policy start date. These will be confirmed on your policy schedule once the policy is purchased.

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What are the modes of payment?

Now you can choose between 5 payment options to pay your premium online:
  • Credit Card – Make secure premium payments with your VISA, Master and AMEX card.
  • Net banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
  • Bill Pay – Use your ICICI Bank Internet Banking account to pay your insurance premium
  • Debit Card – Just enter your Citibank Debit Card details to pay your insurance premium directly
  • Cash Card - Use your Done Card to make payment online
  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Choose from the 3, 6, 12 or 24 months options according to your convenience
  • Access your policy immediately online

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What if I fail to produce the required documents?

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.

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Within how many days should the claim for insurance benefit be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the event of death, they can be submitted after the repatriation of the person's remains/burial.

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Will my charges be paid directly to the service provider or do I need to pay the bill first and then claim it from ICICI Lombard later?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on his bills

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What is the process if we need to claim later?

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.

How long does it take to receive the policy papers once I purchase the policy online?

The hard copy of the policy will reach you within 7 working days. However, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.

What are the charges for policy cancellation?

The fee for policy cancellation is INR 300.

Will I get a refund if I cancel my policy?

The policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.

Listen to our customers

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“We had gone to the US to visit our unwell son. Due to the extreme climatic conditions, I fell sick. We were really worried about high medica... ”

Vallabh Bordawekar - Advocate - Mumbai

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“Before flying to London to pursue a higher degree in fashion designing, I got myself insured under the Student Travel Policy of ICICI Lombar... ”

Kim Kipgen - Student - London

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“When I had gone to see my son and family in the US, I developed diarrhoea on the first day itself. I was bed ridden and had to be rushed to ... ”

P. Reddy - IT Professional - Hyderabad

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“On my way to Bahamas via London for an award ceremony, I was robbed in London and lost all valuables and important documents. Imagine my sit... ”

Rajiv Singh - Marketing Executive - Mumbai

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“I have been associated with ICICI Lombard for almost a decade now and have been a witness to various milestones the company has achieved dur... ”

Susmitha Mantri

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“I am thankful to ICICI Lombard for settling my claim in 4 days. The torrential rains damaged my photo studio situated at Bandra east. I imme... ”

S Hajer

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