2. Pay attention to pre-filled answers
Everyone has separate needs and requirements from their insurance policies. However, sometimes comparison sites assume answers to questions, which are generally pre-requisites. This enables the sites to provide you with multiple options and a wider range of policies to choose as per your liking. Ensure pre-filled answers are in synchronization with your requirements.
3. Don't always go for the cheapest
Comparison sites will usually try to grab your attention with cheaper policies. However, cheaper policies may not always be the best. They might not have the insurance cover you need. It is imperative for you to check only those options that suit your needs and fit your bill.
4. Check the brand website
Once you have an idea about the kind of policy you want, you can shift from the comparison website to the insurance provider's brand website for precise details regarding the coverage and exclusions. This will ensure that you make an informed decision.
5. Check documents and add-ons before purchasing
Always read the documentation before you the buy a policy. If you have doubts regarding the terms and conditions, you can get them clarified with the insurance company's executives.
Fortifying your insurance policy with add-ons is a good option. Think if you really need them and again compare their prices and features before adding them to your insurance policy.
Comparison sites are only there to showcase various insurance products and not to tell you which option is ideal for you. Analyze your needs, compare policies, conduct a detailed research and then purchase the policy.